FOR IMMEDIATE RELEASE Contact:  John H. Guinan, MBA CLTC ACSIA Partners LLC john.guinan@acsiapartners.com 651-646-2200 Unclear About Long-Term Care Insurance? You Have Lots of Company, Says LTC Agent John Guinan Mendota Heights, MN July 27, 2020 -- These days, there's an abundance of information about long-term care services and facilities; but knowledge of how to pay for it seems lacking. This knowledge gap was recently highlighted by The Motley Fool: Nearly Half of Older Americans Need to Get Schooled on Long-Term Care Insurance "I highly recommend this article," says John Guinan, an agent with ACSIA Partners LLC. The article states: "An estimated 48% of Americans aged 55 to 64 are not familiar with long-term care insurance, according to the Center for a Secure Retirement® and Bankers Life. And that means these same people might lose out on a key opportunity to make an otherwise terrifying expense a lot more manageable." Guinan is on a mission to help fill this knowledge gap. As a certified long-term care insurance agent, Guinan advises on the full range of LTC planning options, which include: • Traditional long-term care insurance through multiple carriers • "Hybrid" policies (typically life insurance with long-term care riders) • Worksite long-term care (portable individual voluntary plans with group advantages) • Annuities with tax-advantaged long-term care features • Critical illness insurance • Additional protections including long-term care education and referrals to top care services Guinan may be reached at http://www.jguinanltc.com or 651-646-2200. Guinan is a licensed long-term care insurance agent who represents the company in CA, IA, IL, MN, MO, NC, ND, SD, WI. In California the company is known as xACSIA Partners Insurance Agency; in other states, as ACSIA Partners. # # #