LTC News & Resources
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Long-Term Care Planning
Get Covered Before You Get Curious: Why Long-Term Care Insurance Should Come First
What your cardiac calcium score, memory test, or genetic results could cost you — and it has nothing to do with your health. You’re the kind of person who takes your health seriously. You research, you ask questions, you go beyond the basics. Maybe you’ve already scheduled a cardiac calcium scoring scan after reading about …
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Your Family, Your Care: How a Loved One Can Get Paid to Care for You
When most people think about long-term care, they picture a stranger arriving at the door. But for many families, the most natural caregiver is already there — a daughter, son, spouse, niece or sibling who steps in out of love. What fewer people realize is that with the right long-term care insurance plan and a …
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When Grief Meets a Locked Screen: Why Your Family Needs Access to Your Digital Financial Life
Nobody wants to think about their own death. And nobody — not really — wants to picture the people they love most sitting at a kitchen table surrounded by papers, a laptop, and a phone, trying to piece together the financial life of someone who is no longer there to explain it. But that scene …
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What Every Pre-Retiree Should Know About LTC Planning – The Hidden Cost of Waiting
If you’re in your 50s or early 60s, retirement planning is likely top of mind. You’re thinking about your 401(k), Social Security, and maybe that dream vacation you’ve been postponing. But there’s one critical piece of the retirement puzzle that many people overlook until it’s too late: long-term care planning. The reality is sobering: someone …
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The Home Advantage: How In-Home Long-Term Care Enhances Quality of Life
When most people think about long-term care, images of nursing homes or assisted living facilities often come to mind. While these options serve an important role in our healthcare system, there’s a growing body of evidence—and a clear preference among older adults—for receiving care in a very different setting: home. The concept of “aging in …
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Hidden Costs of Family Caregiving: What Every Family Needs to Know
When a parent or loved one begins to need long-term care, one of the first conversations many families have is whether an adult child should step in as the primary caregiver. It’s a decision often made with love and the best of intentions. But while the emotional rewards of caring for a parent can be …
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The Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care
Planning for a stage of life viewed as passive and dependent turns many get-up-and-go Americans off. An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes federal and family pocketbooks and could perturb the economy. An effort to include long term care in Obamacare fizzled, …
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Long-Term Care, a Chore for Many, Can Be a Treasured Gift
“This holiday season you can make long-term care into a gift, not an obligation,” says Denise Gott, long-term care agent with ACSIA Partners LLC. “The upcoming holidays may be the only time family members get together all year,” says Gott. “It’s an ideal opportunity for raising the issue of long-term care. How can it be …
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November is Long-Term Care Awareness Month. Why Should You Care?
Back in 2001, November was designated Long-Term Care Awareness Month by the American Association for Long-Term Care Insurance (AALTCI). Now it’s an event recognized by Congress and a number of states. “We need an annual reminder because a lot is going on right now,” says Denise Gott, CEO of ACSIA Partners LLC. “We’re faced with …
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Add 7 Wellness Habits to Your Long-Term-Care Plan
Qualifying for affordable long-term care insurance isn’t a sure thing. It depends on your health, which (in turn) depends on your health-promoting habits. “This should go without saying,” says Denise Gott, CEO of ACSIA Partners LLC, “but which habits are most important? And how much difference can they make?” “Thanks to the experts in the …
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As Americans Live Longer, Planning for Long-Term Care Falls Short
Fortunately, a positive, action-oriented solution exists! Today, ACSIA Partners LLC introduces “self-mpowered living,” a plan for solving one of our biggest national problems: lack of planning for long-term care. Why is it such a problem? An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes …
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Dementia Cases Are Soaring, Compounding the Need for Long-Term Care
A Four-Part Solution ACSIA Partners LLC details its four-part “solution set” for Americans facing a growing problem: How to cope when family members succumb to dementia — on top of ordinary long-term care needs. Two seemingly separate problems conflate. When dementia (a group of disorders which includes Alzheimer’s disease) strikes, memory and other faculties decline. …
Read MoreCaregiving
Your Family, Your Care: How a Loved One Can Get Paid to Care for You
When most people think about long-term care, they picture a stranger arriving at the door. But for many families, the most natural caregiver is already there — a daughter, son, spouse, niece or sibling who steps in out of love. What fewer people realize is that with the right long-term care insurance plan and a …
Read More
The Home Advantage: How In-Home Long-Term Care Enhances Quality of Life
When most people think about long-term care, images of nursing homes or assisted living facilities often come to mind. While these options serve an important role in our healthcare system, there’s a growing body of evidence—and a clear preference among older adults—for receiving care in a very different setting: home. The concept of “aging in …
Read More
Hidden Costs of Family Caregiving: What Every Family Needs to Know
When a parent or loved one begins to need long-term care, one of the first conversations many families have is whether an adult child should step in as the primary caregiver. It’s a decision often made with love and the best of intentions. But while the emotional rewards of caring for a parent can be …
Read More
Setting Senior Care Goals for the New Year
Here are some ‘How To’ tips for you and your aging loved ones who want to age at home. As the new year approaches, many families being reflecting on their senior loved ones’ health, independence, and overall well-being. For seniors who want to age at home while maintaining their health and independence, the end of …
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The Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care
Planning for a stage of life viewed as passive and dependent turns many get-up-and-go Americans off. An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes federal and family pocketbooks and could perturb the economy. An effort to include long term care in Obamacare fizzled, …
Read More
Industry Updates
November is Long-Term Care Awareness Month. Why Should You Care?
Back in 2001, November was designated Long-Term Care Awareness Month by the American Association for Long-Term Care Insurance (AALTCI). Now it’s an event recognized by Congress and a number of states. “We need an annual reminder because a lot is going on right now,” says Denise Gott, CEO of ACSIA Partners LLC. “We’re faced with …
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Archive:
As Fewer Carriers Offer Traditional Long-Term Care Insurance, Agent John Guinan Points to an Expansion of New Financial Protections
December 28, 2021
Read More“Brighten the holidays with the gift of long-term care insurance,” says John Guinan of ACSIA Partners LLC
December 2, 2021
Read MoreThere's a "Vaccine" for Needing Long-Term Care, and More Seniors Should Take It, According to John Guinan
September 29, 2021
Read MoreThe New York Times and Wall Street Journal Offer Differing Views on Long-Term Care Insurance
August 24, 2021
Read MoreLong-Term Care Insurance and Peace of Mind; Is There a Real, Verifiable Link Between Them?
July 19, 2021
Read MoreConsidering Long-Term Care Insurance? In a Time of Health Improvement, Some Policies May Not Fit Your Needs
June 25, 2021
Read More"Let’s Empower Working Women by Lightening Their Child and Long-Term Care Burden," Says Business Coalition
May 27, 2021
Read MoreWith an Online Calculator, "You Can Estimate the Cost of Long-Term Care, Then Talk to Me About Paying for LTC," Says MN-Based Agent John Guinan
April 23, 2021
Read MoreLong-Term Care Insurance Agents Vary; Pick Yours Carefully, Advises John Guinan of ACSIA Partners LLC
January 28, 2021
Read MoreShopping for Long-Term Care Insurance May Be Stressful, So Relax and Consider the Alternatives, Advises John Guinan
January 28, 2021
Read MoreFive Reasons to Give the Holiday Gift of Long-Term Care Insurance, This Year in Particular
December 16, 2020
Read MoreDuring the Pandemic, Family Get-togethers Are Still Ideal Times to Talk Turkey About Long-Term Care, Says Agent John Guinan
November 19, 2020
Read MoreIn a Time of Politics and Pandemic, Agent John Guinan Highlights Long-Term Care Awareness Month
October 28, 2020
Read MoreStressed Out About Long-Term Care? Agent John Guinan Recommends a Helpful Video from Uncle Sam
September 30, 2020
Read MoreShould You Commit to Long-Term Care Insurance During the Pandemic? Maybe, Maybe Not, Says LTC Agent John Guinan
August 27, 2020
Read MoreUnclear About Long-Term Care Insurance? You Have Lots of Company, Says LTC Agent John Guinan
July 23, 2020
Read MoreOnline Calculator Helps Trim Thousands from Long-Term Care Costs, Says Agent John Guinan
June 25, 2020
Read MoreJohn Guinan Offers Virtual Long-Term Care Education and Planning, Avoiding In-Person Infection Risks
May 27, 2020
Read MoreFear of Infection in Long-Term Care Facilities Highlights Value of In-Home Plans
April 15, 2020
Read MoreCoronavirus Risk in Long-Term Care Facilities May Be Reduced Thanks to New Guidelines, Says John Guinan
March 19, 2020
Read MoreIt's Good to Search for Long-Term Care Insurance, Even Better to Search for a Good Agent, John Guinan Advises
February 27, 2020
Read MoreUneasy About the Unseen Elephant in the Room? Relax and Take a Peek, Advises Long-Term Care Agent John Guinan
January 28, 2020
Read MoreBecoming Long-Term Care Aware: A New Year's Resolution You Can Keep in Just Three Minutes, from John Guinan
December 23, 2019
Read MoreThis Holiday Season, You Can Make Long-Term Care Into a Gift, Not an Obligation, Says John Guinan
November 26, 2019
Read MoreConcise Digital Guide Makes Long-Term Care Decisions Easier, Says Mendota Heights-based Agent John Guinan
September 25, 2019
Read MoreThe Looming Long-Term Care Gap: As Older Americans Proliferate, Family Caregivers Dwindle, Says LTC Agent John Guinan
April 25, 2019
Read MoreInstitutional Care or Home Care? With the Right Plan, the Choice Can Be Yours, According to Long-Term Care Agent John Guinan
March 26, 2019
Read MoreLong-term Care Agent John Guinan Applauds U.S. News & World Report for "6 Ways to Pay"
February 26, 2019
Read MoreCaregivers to Be Honored as ‘Saints’ in New Orleans ‘Gift Bag Assembly’ Event, Organized by ACSIA Partners LLC
January 16, 2019
Read MoreStart the New Year with a Long-Term Gift: Long-Term Care Insurance, Says John Guinan of ACSIA Partners LLC
December 21, 2018
Read MoreTraditional Long-Term Care Insurance Has Been Eclipsed by Life Insurance that Also Covers Long-Term Care, Reports LTC Agent John Guinan
November 26, 2018
Read MoreThis November, Five Organizations Want You to Be Aware of Long-Term Care, Says John Guinan of ACSIA Partners LLC
October 25, 2018
Read MoreLong-Term Care Agent John Guinan Applauds The Motley Fool for Highlighting Key Facts About LTC Protection
September 25, 2018
Read MoreNew Fact Sheet: Long-Term Care Planning Has Become a Necessary Part of Financial Planning
August 8, 2018
Read MoreMost Working Americans Want a Long-Term Care Benefit, But It's Generally Not Offered
July 10, 2018
Read MoreLong-Term Care Agent John Guinan Applauds Wall Street Journal for Highlighting New Insurance Trend
June 20, 2018
Read MoreCare Agent John Guinan Recommends “Stories of Celebrity Caregiving” to Inspire Caregivers
May 23, 2018
Read MoreConsidering Long-Term Care Insurance? John Guinan Has a Digital Guide for You
April 24, 2018
Read More53 Million Baby Boomers May Soon Need Long-Term Care, Says Mendota Heights-Based Professional John Guinan
March 22, 2018
Read MoreA Tax Break for Long-Term Care Insurance Premiums? "Yes, If You Qualify and Make Your Claim," Says John Guinan of ACSIA Partners LLC
February 12, 2018
Read MoreIn the Market for Long-Term Care Insurance? Ask Your Employer About It, Suggests John Guinan of ACSIA Partners LLC
January 19, 2018
Read MoreLooking for a Gift that Keeps on Giving? Consider Long-Term Care Insurance, Says John Guinan of ACSIA Partners LLC
December 13, 2017
Read MoreFamily Get-Togethers Are Ideal Times to Talk Turkey about Long-Term Care, Says John Guinan of ACSIA Partners LLC
November 20, 2017
Read MoreFree Screening for Long Term Care Insurance, Offered by John Guinan of ACSIA Partners LLC
October 16, 2017
Read MoreA Prime Time to Plan for Long-Term Care Is After Arranging It for Someone Else, John Guinan of ACSIA Partners LLC Says
September 21, 2017
Read MoreLongevity Alert: As America Ages, Long-Term Care Costs Could Overwhelm Most Families, John Guinan of ACSIA Partners LLC Says
August 14, 2017
Read MoreIt’s Easier to Plan for Long-Term Care if We Face Our Personal Concerns First, John Guinan of ACSIA Partners LLC Says
July 18, 2017
Read MoreLong-Term Care Insurance Can Be as Common as Health Insurance, Says John Guinan of ACSIA Partners LLC
June 20, 2017
Read MoreJohn Guinan of ACSIA Partners LLC Offers “Decision Funnel” for Quick and Easy Long-Term Care Choices
May 31, 2017
Read MoreBe Alert for a Job Offer You Can’t Refuse: “Unpaid Caregiver,” Warns Long-Term Care Leader John Guinan of ACSIA Partners LLC
April 18, 2017
Read MoreIt’s Tax Time, and Millions Could Miss Sizeable Deductions for Long-Term Care Insurance, John Guinan of ACSIA Partners LLC Says
March 17, 2017
Read MoreLong-Term Care Leader ACSIA Partners LLC Raises $15,220 to Help “Kill the Wicked Witch of Alzheimer’s,” John Guinan Reports
February 23, 2017
Read MoreLong-Term Care Leader John Guinan of ACSIA Partners LLC Will Help "Kill the Wicked Witch of Alzheimer’s"
January 9, 2017
Read MoreLong-Term Care Insurance Is a Gift for the Whole Family, John Guinan of ACSIA Partners LLC Says
December 15, 2016
Read MoreACSIA Partners LLC Seeks 150 New Agents to Serve Growing Segments of Its Long-Term Care Planning Business
November 17, 2016
Read MoreUninsured Long-Term Care Is “Eating” Real Estate by the Square Foot, John Guinan of ACSIA Partners LLC Reports
October 20, 2016
Read MoreTo Protect More of Us, ACSIA Partners LLC Adds Tools from OneAmerica® to Its Long-Term Care Solutions Arsenal, John Guinan Reports
September 19, 2016
Read MorePay for Long-Term Care Insurance with a Health Savings Account, John Guinan of ACSIA Partners LLC Suggests
August 30, 2016
Read MoreWhen Long-Term Care Insurance Benefits Run Out, What Next? A Trending "Partnership" System Offers a Fix, Says John Guinan of ACSIA Partners LLC
July 19, 2016
Read MoreShopping for Long-Term Care Insurance Can Be Uniquely Frustrating, Says John Guinan of ACSIA Partners LLC
June 29, 2016
Read MorePick Your Long-Term Care Agent Carefully, Advises John Guinan of ACSIA Partners LLC
May 9, 2016
Read MoreDo-It-Yourself Long-Term Care Can Have High Hidden Costs, According to John Guinan of ACSIA Partners LLC
April 21, 2016
Read MoreJohn Guinan, Representing ACSIA Partners LLC, Alerts Americans to Plan for Alzheimer’s Long-Term Care Before It’s Needed
February 24, 2016
Read MoreACSIA Partners LLC Hosts "Wiggin’ Out" Event to Raise Awareness and Dollars to Help Fight Alzheimer’s Disease
January 20, 2016
Read More[WM-Field:Business] Hosts "Wiggin’ Out" Event to Raise Awareness and Dollars to Help Fight Alzheimer’s Disease
January 20, 2016
Read MoreJohn Guinan with Long-Term Care Insurance Leader ACSIA Partners LLC Targets Alzheimer's, an Illness That Affects Millions
December 28, 2015
Read MorePick Your Long-Term Care Agent Carefully, Advises [WM-Field:FirstName] [WM-Field:LastName] of [WM-Field:Business]
November 19, 2015
Read MoreTwenty Eight of America’s “Top 100” Long-Term Care Insurance Agents Are with John Guinan's Organization, ACSIA Partners LLC
August 10, 2015
Read MoreCheck Out Long-Term Care Insurance Agents before Engaging with Them, John Guinan of ACSIA Partners LLC Advises
July 21, 2015
Read MoreJohn Guinan of ACSIA Partners LLC Promotes Election Poll on Key Issue: Incentives to Help More Americans Afford Long-Term Care Insurance
June 24, 2015
Read More[WM-Field:FirstName] [WM-Field:LastName] of [WM-Field:Business] Offers Free Talks on a Hot Topic, How to Pay for Long-Term Care When Public Programs Won’t
May 29, 2015
Read MoreJohn Guinan of ACSIA Partners LLC Offers Free Talks on a Hot Topic, How to Pay for Long-Term Care When Public Programs Won’t
May 28, 2015
Read MoreHomecare-Friendly Long-Term Care Plans from ACSIA Partners LLC Let Seniors Continue Living at Home and Save Money Too
April 27, 2015
Read MoreGetting the Lowdown on Long-Term Care Insurance No Longer Laborious Thanks to Tech-Savvy Agents
March 25, 2015
Read MoreMillions May Fail to Claim Tax Deductions as High as $4,750 for Long-Term Care Insurance
February 25, 2015
Read MoreFive Reasons to Give Yourself the Holiday Gift of Long-Term Care Insurance
December 11, 2014
Read MoreSavvy Siblings Discuss Long-Term Care at Thanksgiving Table; They Seek to Protect Estates While Elders Still Healthy and Insurable
November 19, 2014
Read MoreIs Your Long-Term Care Exposure a Broader Danger Than Ebola or Terrorism?
October 28, 2014
Read MoreMore Americans Are Seeking Long Term Care Insurance through Their Employers, Reports John Guinan of ACSIA Partners
September 28, 2014
Read MoreThe Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care, Says LTC Specialist John Guinan
August 28, 2014
Read MoreLTC Global Marketing and LTC Financial Partners Merge to Form One-Stop Shop for Long Term Care and Medicare Insurance Solutions
July 14, 2014
Read MoreLTC Financial Partners, Advising MN Residents, Sponsors “Stories of Celebrity Caregiving,” Now Available Online
June 23, 2014
Read MoreLearn the Cost of Long-Term Care with Online Calculator, “Then Talk to Me,” Says Mendota Heights-Based Expert
May 21, 2014
Read MoreWho Can You Trust? Mendota Heights-Based Long-Term Care Leader Offers Four Tips for Vetting Agents Online
April 21, 2014
Read MoreMendota Heights-Based Long-Term Care Leader Extends Strategic Partnership Offer to Hundreds of Senior-Market Professionals
March 12, 2014
Read MoreEvolving Tax Benefits Make Long-Term Care Planning More Attractive, Says Mendota Heights-Based Expert
February 17, 2014
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